Start the New Year with these
Our new loans and refinance program is easy and hassle-free!
Are you tired of juggling multiple bills, burdened by high-interest rates? Are you ready for a hassle-free way to regain control of your finances?
Members 1st of NJ Federal Credit Union is here to assist you in your financial well-being with our low-rate loans and convenient refinancing options.
Say no to Multiple Bills
Say NO to High Rates
Say NO to Endless Paperwork
Say YES to convenience, low rates, and better bill control!
Low-Rate Loans Tailored Just for You
As a member-first credit union, we offer some of the lowest rates in the industry. Whether you have been dreaming of a new car, planning for home improvements, or are ready to finally take control of your debt – we’ve got you covered. Our dedicated team works tirelessly to provide you with the financial solutions you need at the rates you can afford.
Personal Loans as low as
9.95% APR*
- Consolidate high-rate debt and other bills.
- Make no payments for 60 days.**
Visa Credit Card transfer balances as low as 3.99% APR+ for 9 months
- Save with no annual or balance transfer fees.
- Earn ScoreCard Rewards on qualifying purchases.
Your Financial Freedom Awaits!
Become a Member Today!
Join the countless individuals who have entrusted Members 1st with their financial success. If you belong to any of these Employer Groups in the Vineland, Bridgeton, or Hopewell areas, you are eligible to become a member.
Become a Member TodayMembers 1st of NJ Federal Credit Union: Our members come first… ALWAYS!
*APR = Annual Percentage Rate. Rates are effective January 1, 2024 and subject to change without notice. Rates shown are for qualified borrowers and are subject to credit score, age of collateral, and term. Refinanced loans must come from other institutions. Not valid on existing Members 1st loans.
**Payments can be made during the 60-day deferral period. During the 60-day deferral period, interest will accrue and may extend the original term of the loan. Contact the credit union for complete details.
+ APR = Annual Percentage Rate. Balance transfers completed 2/15/2024 through 5/15/2024 will receive 3.99% APR for 9 months from date of transfer. After the promotional time frame expires, remaining balances will migrate to the standard APR applicable on your account. Contact the credit union for complete details.