An unsecured Personal Loan doesn’t require collateral and it can be used for any purpose. You could borrow the money you need to consolidate bills, pay unexpected expenses or make any special purchase. All you need is your good credit. All we need is your signature.
A Share Secured Personal Loan is another money-saver. Your rate and payments are lower because the loan is secured by your savings or CDs. Fast approval makes both loans popular financing solutions.
Draw the money you need when you want it. You pay interest only on your outstanding balance. As you pay back what you borrowed you can draw that amount again or more, up to your line of credit limit.
High-interest loans and too many bills can be a real problem. The financial pressure every month can be downright painful. There is a better way. Refinance your high-interest debt at Members 1st. With a credit union Home Equity Loan or Personal Loan, you can combine your bills into one affordable monthly payment.
Member’s Choice™ Borrower Security is a voluntary loan-payment protection product that helps preserve your family’s standard of living if a protected life event unexpectedly happens to you.
Protected events include:
If you need help choosing the right loan option, call or visit our credit unions in Vineland or Bridgeton today. You can also apply online 24 hours a day.
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*APR = Annual Percentage Rate. Rates are subject to change without notice. APR may vary based on creditworthiness. Rates shown are discounted 0.25% APR for automatic payments through payroll deduction, direct deposit, or ACH payments.
| APR | APY | Info and/or Terms |
|---|---|---|
| As low as 10.05%* | 1-60 months | |
| As low as 12.25%* | Line of Credit - Revolving |
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