Building Community with Financial Education Services & More
At Members 1st of NJ FCU, we believe that being part of a community means more than just…
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Welcome to our Website
We’re a credit union—which means we’re all about people, not profits. Lower rates, better savings, and service with heart.
Make Your Holidays Brighter!
Enjoy the season without the stress! Borrow up to $3,000 for 24 months at a low 8.00% APR. Offer valid November 1 – December 31, 2025. Make your holiday spending simple and affordable!
Turn a New Leaf This Fall 🍂
With a special low rate of just 3.99% APR, this season is your chance to refinance, consolidate, or plan for your future — and save more while doing it.
🎄 Make Spirits Bright with a Quick Cash Holiday Loan!
Borrow up to $1,500 at just 14.95% APR* — no credit check — and enjoy a little extra cheer this season!
Welcome to our Website
We’re a credit union—which means we’re all about people, not profits. Lower rates, better savings, and service with heart.
Turn a New Leaf This Fall 🍂
With a special low rate of just 3.99% APR, this season is your chance to refinance, consolidate, or plan for your future — and save more while doing it.
Make Your Holidays Brighter!
Enjoy the season without the stress! Borrow up to $3,000 for 24 months at a low 8.00% APR. Offer valid November 1 – December 31, 2025. Make your holiday spending simple and affordable!
🎄 Make Spirits Bright with a Quick Cash Holiday Loan!
Borrow up to $1,500 at just 14.95% APR* — no credit check — and enjoy a little extra cheer this season!
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🎅 Jingle All the Way… to Extra Cash!
Fill your stockings without the stress! If you have a Personal or Auto Loan, you may be eligible to skip your December or January payment and use the extra cash for the holidays. For just $30, enjoy our Holiday Skip-A-Payment Program from Members 1st of NJ FCU.
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Branch Locator
When you can’t come to a Members 1st of NJ Credit Union local branch office, you can still conveniently access your accounts and conduct financial transactions nationwide.
Members 1st of NJ FCU is a member of the CU Service Centers ® network. It includes hundreds of credit unions and self service locations where you can access your accounts and conduct many of the same transactions you do at Members 1st. For example, you can apply for loans, make cash withdrawals and verify account balances. It’s the perfect solution anytime you’re away from home.